MUHAMMAD FAHAD; SAIRA NAHEED. CYBERCRIME-ORIENTED AND DIGITALIZED FINANCE FRAUD IN PAKISTAN: A CASE OF FRAUD-AS-A-SERVICE (FAAS). Policy Research Journal, [S. l.], v. 4, n. 3, p. 1069–1079, 2026. Disponível em: https://policyrj.com/1/article/view/1775. Acesso em: 9 oct. 2026.